Finance and Insurance

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Now that you’ve found the car of your dreams, you need to know how to make ends meet without hurting your back pocket beyond what is affordable. Archibald and Shorter are a company that love to see kiwis reach their goals and aspirations, so we are committed to help with that. Our finance teams (including special division/company European Financial Services) are here to you reach your goals faster by offering lease plans, vehicle loans etc…. If we can’t offer the appropriate solution, we’ll steer you in the right direction with our business partners.

Credit Agreement

A Credit Agreement is one of the simplest and most popular ways for many motorists to finance a new or used vehicle from Archibald and Shorter. A Credit Agreement enables you to place a deposit towards the contract, either as cash or by using equity in your current vehicle as a trade-in. Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract giving you the ability to tailor the repayments to best suit your budget, as well as your vehicle trading cycle.

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Consumer & Business Lease

The advantage of a Consumer or Business Lease is that it enables you to structure the contract by selecting a term and you agree a suitable residual value with us, this allows you to tailor your monthly payments to suit your budget. Residual value risk is carried by you.

As the payments are fixed and known in advance, you have firm control over your vehicle budget. After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

For GST registered businesses

This flexible leasing plan for business users offers possible tax benefits while improving cash flow.

*When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.


Should anything happen to your pride and joy, it’s important to know that you can be covered –whatever the damage, situation, or cause. It’s safe to say that around the city or even on suburban or rural roads, anything can happen. Considering this, we offer a number of insurance options and can also provide recommendations to help you find the right package to suit your needs with our various business partners.

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Warranties are incredibly important in any purchase, particularly something as important as your car – you need to rely on it. If something fails, you need to know it’s going to cost you. Thankfully, our manufacturers are so confident that across the Giltrap Group, our new vehicles come with a 3-5 year standard warranty period, and options to extend or have further coverage – should you want to keep your vehicle for longer, or you use your vehicle in ways that are outside of standard practice. So, if there are any manufacturing related issues with your vehicle in that 3-5 year period, we’ll fix it…for free.

It doesn't end there;for the most part, our various brands also offer roadside assistance. So, if it’s a breakdown, flat tyre, accident or you forgot to top up with fuel, we’ll be there to help – we’re your car people.

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